100% Financing USDA eligible communities for SC

There are only two common loan programs that offer 100% financing NO money down on the purchase of a new home.

(I AM NOT A LOAN OFFICER & WE DO NOT WRITE OR GIVE LOANS)

 

1.) VA Loan – First thing and most obvious you must be an active duty service member in the armed forces or be a veteran, and you must be able to meet all the other criteria of eligibility for the VA Loan. Visit this site about Charleston SC mortgages to see if you qualify and to check rates.

2.) USDA -The other way to buy a house in Charleston South Carolina with No money is by going through the USDA. You must meet the certain USDA income criteria and agree to purchase a home in an approved community/city/area. See the local list below. To speak with one of our agents about seeing a home in one of these communities call 843.478.8061 or Contact Me here. See the rules for eligibility for qualifying for USDA loan click HERE.

CHECK USDA SITE FOR ADDRESS ELIGIBILITY Mortgage Application

 

• AUTUMN RUN
• BARNNED ESTATES
• BAYVIEW ACRES
• BEECH HILL
• BELL ACRES
• BELLCREST ESTATES
• CAIRE YELLEAU
• BLACKBERRY CREEK
• BOYLE PLANTATION
• BREEZE WAY
• BROOKWOOD
• COTTAGE GROVE COUNTRY CLUB ESTATES–ST. GEORGE off of US 78 & sugar hill rd
• COUNTRY LANE ESTATES
• CYPRESS RIDGE (Moncks Corner)
• DORCHESTER REGENCY E.
• HIGHLAND ACRES
• EDISTO RETREAT
• EDISTO RIVER ESTATES
• GAVIN ACRES & GAVIN ESTATES
• GREENWOOD RANCHES
• GUM BRANCH FARMS
• HALF WAY CREEK ESTATE
• HAMPTON ESTATES
• HARTS BLUFF
• HIGH MEADOW FARMS
• HIGHLANDS OF LEGEND OAKS
• HIGHWOODS PLANTATION
• HILLSIDE FARMS
• KNIGHTSVILLE FARMS
• LEGEND OAKS PLANTATION
• LEGEND OAKS
• MATEEBA ESTATE
• MEADOW RUN
• MIDDLETON OAKS (These would not qualify for USDA because of price)
• MYERS MILL–Whitlow Blvd/isabela court MYRANT PD KINGHT
• PLUM CREEK
• POPLAR GROVE
• REMINISCE RIDGE
• RIDGEVILLE FARMS
• ROBERTS ROAD ESTATES
• ROBINSON ACRES
• SPRUCEWOOD
• SUMMERSET ACRES
• SUMMERVILLE COUNTRY ESTATES
• SUMMERVILLE ESTATES
• SWEETBRIAR
• SYLVAN ACRES
• SYRR RUN
• THE GLEN AT SUMMERSET
• THE ROOKERY
• TWIN LAKES
• HIGHLAND ACRES
• WEST OAKS
• WEST HIGHLAND ACRES
• WINTERSEAT WIRE ROAD